Setting up TallyMint Web
This walks through TallyMint Web from a blank slate: creating your account, starting your free trial, getting your accounts and history in, and checking that the numbers are right before you rely on them. Nothing here assumes you are technical, and the whole thing takes about fifteen minutes, most of which is your bank asking for a verification code.
What you need first
A browser and the logins for the banks you want to connect. That is genuinely it. There is nothing to install, no key to buy, and no configuration file. If you are bringing history out of Quicken or another desktop app, have your exported QIF file handy too.
Step 1: Create your account
Create your account with your email address or your Google account. Creating the account is free and needs no card. You can also reach it from app.tallymint.app by choosing Sign up.
Once you are in, TallyMint opens in read-only mode with an amber banner near the top: Pick a plan to get started. Your account is read-only until you subscribe. That is expected, not an error. You have an account; you do not have a plan yet.
Step 2: Pick a plan and start your trial
Click Choose a plan in that banner, which drops you into Settings on the Account tab. You will see four options:
- Web Standard, $12.99 a month or $99.99 a year, connects up to 5 accounts
- Web Plus, $17.99 a month or $139.99 a year, connects up to 14 accounts
Every plan has every feature. The number of connected bank accounts is the only difference, so count the accounts you actually want syncing: checking, savings, each credit card, and each brokerage or retirement account you plan to connect. Accounts you only track by hand never count and never cost extra. Pick Standard if you are unsure; upgrading later takes effect immediately and is prorated.
Choosing a plan opens checkout at Dodo Payments, our payment processor. A card is required to start the trial, which is standard for a service that starts costing money the moment you connect a bank. You are not charged for seven days, and cancelling before then costs you nothing.
When checkout completes you land back in the app. The read-only banner disappears within a few seconds and everything unlocks. If it lingers, give it half a minute and reload: the payment confirmation reaches us by webhook and occasionally takes a moment.
Step 3: Get your accounts in
There are three ways, and most people use two of them together.
Option A: Connect a bank (the fast start)
Open Accounts from the sidebar, then the Bank Connections tab, then Connect bank. Plaid handles the connection: you search for your institution, log in on their secure page, and answer whatever verification your bank asks for. Your bank username and password go to Plaid, never to TallyMint.
Then two things matter:
- Pick only the accounts you want. Plaid shows every account at that institution and lets you choose. Select just the ones you intend to track. Accounts you share count toward your plan even if you never map them, so unselecting the ones you do not care about keeps your plan usage honest.
- Map or create. Next, TallyMint asks what each shared account should be. If you already have a matching account, map to it. If you do not, choose Create new account, give it a name, and confirm the type. TallyMint sets the new account up with an opening balance calculated so that today's balance matches your bank exactly, and tags that starter row Opening Balance so it never pollutes your income or spending reports.
Save, then Sync. Transactions arrive as pending rows rather than dropping straight into your register. That is deliberate: you review them, accept the ones that are genuinely new, and match the ones you had already typed in yourself, so nothing gets counted twice. The reconciling guide covers the review flow in detail.
Option B: Import your history
Coming from Quicken, Moneydance, Moneyspire, or anything else that exports QIF, use Import and bring the file in. Accounts, transactions, categories, splits, and transfers come across in one pass, and investment history comes with cost basis intact. OFX downloads and CSV files work too. The QIF import guide covers the details and the gotchas, and Move off Quicken covers the whole migration.
Coming from the TallyMint desktop app? Use the transfer file instead: in the desktop app go to Settings, Import / Export, and choose Export transfer file, then import that file here the same way. It carries your whole workspace, including budgets, recurring bills, payee rules, savings goals, and investment holdings that a QIF cannot express.
Doing both is the usual best answer: import your history so your reports have a past, then connect the bank so everything from here on arrives on its own.
Option C: Start by hand
Perfectly valid. Create your accounts with their current balances and enter transactions as you go. You can connect a bank later without redoing anything, and TallyMint's matcher respects what you already typed.
Step 4: Set up your recurring bills
This is the step people skip and then wonder why the forecast is empty. TallyMint's cash flow projection is built from your recurring bills and income, so it needs to know about them.
Go to Bills & Projections. If you imported or synced history, TallyMint scans it and suggests recurring charges it spotted, which you can accept in a couple of clicks. Add anything it missed, especially your paycheck. Once your regular ins and outs are in there, the calendar shows a projected end-of-day balance for every day, and the projection chart answers the actual question: will my balance cover everything between now and payday. The recurring bills guide goes deeper, and forecasting your balance explains how the projection is computed.
Step 5: Check the numbers before you trust them
Five minutes here saves you a month of doubt:
- Compare each account's balance to what your bank shows. After you have accepted pending rows, they should agree to the cent.
- Open Reports, then Month in Review, and check that income and expenses for a recent month look like your real life. If income looks inflated, you probably have transfers miscategorized as income, or an opening balance that is not tagged as one.
- Look at your Dashboard net worth. It should match the sum of your account balances, with investment accounts valued at their holdings.
Using it on your phone
Open app.tallymint.app in your phone's browser and sign in. The phone layout is built for a phone: transactions are cards rather than a squeezed spreadsheet, tapping one opens a full-screen editor, and there is a button for adding a transaction where your thumb already is. Add it to your home screen and it behaves like an app. It is the same data as your desktop browser, because it is the same account.
Dark mode
Open your account menu at the bottom of the sidebar and pick Dark mode. Every chart, badge, and report is tuned for it rather than inverted, and TallyMint remembers your choice per browser.
If something goes wrong
- A bank connection stops updating. Banks require re-authorization periodically. TallyMint flags the connection that needs attention rather than failing silently. Reconnect from Bank Connections, and if a sync finishes with a warning you will get an amber notice saying so rather than a green all-clear.
- A bank will not connect at all. Some institutions are stubborn. You can always download an OFX or CSV file from your bank and import that; your ledger does not care how the data arrived.
- You hit your account limit. TallyMint tells you which plan you are on and how many accounts you have connected. Either disconnect one you do not need, add extra accounts for $0.99 a month each, or move up a plan. All three live in Settings.
- Something is broken. Use Report a bug under the Help icon in the sidebar. It reaches us with your account already attached, so we can answer without a round trip of questions. General thoughts go through Send feedback in the same menu.
Where to go next
- Subscriptions and billing: change plans, add accounts, cancel, and what read-only actually means
- Budgeting, once you have a month or two of real data to base targets on
- Tracking investments, if you connected a brokerage or retirement account
- A tour of reports, for which report answers which question