TallyMint Web: personal finance software in your browser
TallyMint Web is the hosted version of TallyMint. Same transaction register, same budgets, same cash flow projections, same bills calendar, investments, and reports as the Windows app, except it runs at app.tallymint.app in whatever browser you already use, and the bank connections come with the subscription instead of being something you set up yourself. It starts at $12.99 a month with a 7-day free trial.
Who it is for
Buy the desktop app if keeping your finances in a file on your own computer is the whole point for you. That product is not going anywhere, it is still a one-time $49.99, and plenty of people should pick it.
TallyMint Web is for everyone the desktop app cannot serve. You are on a Mac or a Chromebook. You want the same ledger on your work laptop, your home desktop, and your phone. You do not want to buy a SimpleFIN subscription, generate a token, and paste it into an app before your bank data shows up. You would rather someone else worry about backups. If any of that is you, the hosted version is the right door.
How to sign up, step by step
The order matters here, and it surprises people, so it is worth being blunt: you create your account first, and you choose your plan inside the app afterwards. There is no shopping cart on this website for the web app.
- Create your account. Go to app.tallymint.app and sign up with your email address or your Google account. This part is free and takes about a minute. No card, no bank details, nothing to configure.
- Choose a plan in the app. TallyMint opens in read-only mode with a banner that says Pick a plan to get started and a Choose a plan button. That takes you to Settings, where you pick Web Standard or Web Plus, monthly or yearly. Checkout runs through Dodo Payments, our payment processor, and your 7-day free trial starts as soon as it completes. A card is required to start the trial. Cancel before day seven and you pay nothing.
- Connect your banks. Go to Bank Connections and link an institution. You choose exactly which accounts to share, TallyMint creates matching accounts for you with the right opening balance, and your transactions start arriving. Recurring bills get detected from your history, which fills in your cash flow forecast fast.
- Or bring your history with you. Coming from Quicken or another desktop app? Import a QIF, OFX, or CSV file instead, and your accounts, transactions, categories, splits, and transfers come across in one pass. You can do both: import your history, then connect the bank for everything going forward.
Plans and pricing
Every plan has every feature. The only thing that changes between them is how many bank accounts you connect.
| Web Standard | Web Plus | |
|---|---|---|
| Monthly | $12.99 | $17.99 |
| Yearly | $99.99 (about $8.33 a month) | $139.99 (about $11.67 a month) |
| Connected accounts | Up to 5 | Up to 14 |
| Extra accounts | $0.99/mo or $11.88/yr each | $0.99/mo or $11.88/yr each |
| Features | All of them | All of them |
| Free trial | 7 days | 7 days |
Paying yearly is meaningfully cheaper per month, and you can switch between monthly and yearly, or between Standard and Plus, from Settings whenever you like. Upgrades take effect immediately and are prorated; downgrades wait until your next renewal so you never lose time you already paid for. Accounts you only track by hand, without a bank connection, do not count toward the limit and never cost extra.
What your subscription includes
Everything the hosted version needs in order to just work, with nothing left for you to go and arrange:
- Your bank connections. No aggregator subscription to buy, no token to generate, no key to paste. Connect an institution and you are done.
- Investment prices. End-of-day quotes for your holdings, included, rather than an API key you sign up for yourself.
- Hosting and backups. Your ledger is available from any device you sign in from, and keeping it safe is our job.
- Always the current version. Nothing to download, nothing to update.
On the desktop side, most of that list is something you arrange yourself: your own SimpleFIN subscription or OFX connection, your own quote key, your own backups. That is a perfectly good trade if you want it, and it is why the desktop app is a one-time $49.99. For context, hosted finance apps generally run $72 to $150 a year, so TallyMint Web sits in the normal range for what it does.
Your data, and what we can and cannot do with it
Straight answers, because this is money:
- Bank access is read-only. Through Plaid, TallyMint can read balances, transactions, and investment holdings. It cannot move money, pay anyone, or change a thing at your bank. That is not a policy we promise to follow, it is the only access we have.
- Your ledger is on our servers. That is what makes a browser app possible, and pretending otherwise would be nonsense. It is encrypted, and every account is walled off from every other one at the database level rather than only in application code.
- We do not sell your data. Not to advertisers, not to data brokers, not to anyone. There is no business model here beyond the subscription you are paying.
- You can leave with everything. Export your whole ledger to QIF or CSV whenever you want, including after you cancel. Realized capital gains export to TXF for tax software too.
- You sign in, so you can sign out. Sign-in supports Google, and you get an email when a new device signs in to your account.
More detail lives on the security page and in the privacy policy.
What you get
The full app, not a cut-down version of it:
- A real transaction register with QuickFill, splits, transfers, and reconciliation
- Cash flow projections 30, 60, and 90 days out, built from your recurring bills and income
- Recurring bills with a monthly calendar showing projected end-of-day balances
- Budgets with monthly targets per category and actual against remaining
- Savings goals, and loan amortization with principal and interest split automatically
- Investment accounts with holdings, cost basis, and capital gains by lot, with end-of-day prices included rather than a quote key you supply
- Reports: spending by category, cash flow grids, month in review, net worth, and tax summaries
- Import from QIF, OFX, and CSV; export to QIF, CSV, and TXF
- Light and dark themes, and a layout built for phones as well as desktops
How it compares to the desktop app
The features match. What differs is where it runs, where your data lives, who handles the bank connection, and how you pay. There is a full side-by-side table on the home page, and the short version is this: the desktop app is $49.99 once, Windows only, works offline, and keeps your data in a file you own. TallyMint Web is a subscription, runs anywhere with a browser, needs a connection, and includes the bank connections. Both read and write the same file formats, so you can move between them whenever you want.
Cancelling
You cancel yourself, from Settings, in a few clicks. No email, no phone call, no retention maze. You keep full access until the end of the period you already paid for. After that your account goes read-only rather than closing, so you can still sign in, look at your history, and export it. Bank connections are disconnected when the subscription ends. Your data is kept for 12 months in case you come back, and we email you before anything is removed.
Questions people ask
Do I need to install anything?
No. It runs in your browser at app.tallymint.app, so Windows, Mac, Linux, iPhone, and Android all work. There is nothing to download and nothing to update.
Is a card required for the free trial?
Yes. Creating your account is free and needs no card, but starting the 7-day trial does, because the trial runs on a real subscription that simply does not charge for the first seven days. Cancel before it ends and you are not charged. We email you before the trial ends, with the date and the amount, so the first charge is never a surprise.
Which banks work?
Bank connections run through Plaid, which covers thousands of US banks and credit unions, including most large national banks and a very long tail of local ones and credit unions. You pick which accounts to share when you connect. Bank connections currently cover US institutions.
Can I use TallyMint Web and the desktop app at the same time?
Yes, and some people will want to. They are separate products with separate data, so they do not sync with each other in the background. To move a workspace across, use the TallyMint transfer file: go to Settings, then Import / Export, then Export transfer file on one side and Import transfer file on the other. It carries the whole workspace, including the budgets, recurring bills, payee rules, savings goals, and holdings that a QIF cannot express. QIF is the format for moving to or from other programs. One thing to know: the transfer file replaces the workspace you import it into. On the web app, if that workspace already has accounts, TallyMint asks you to confirm before it deletes anything, so you can migrate whenever you like rather than only on a brand new account. In the Windows app, import into a new file.
What if my bank connection breaks?
Banks make you re-authorize periodically, and connections do go stale. TallyMint tells you which connection needs attention rather than quietly stopping, and re-linking takes a moment. You can always import a downloaded OFX or CSV file in the meantime.