Recurring bills and the bills calendar
Recurring bills are the memory of your ledger: rent, utilities, insurance, subscriptions, and paychecks, each entered once with a schedule. They fill the monthly calendar, drive the balance forecast, and, if you let them, enter themselves in the register on their due dates. Everything lives in the Bills & Projections view, which has four tabs: Upcoming, Calendar, Chart, and Manage.
Adding a bill (or a paycheck)
In the Manage tab, add each recurring item with its payee, amount, account, category, and schedule. Frequencies cover real bills: weekly, bi-weekly, twice a month (1st and 15th), monthly, every N months, quarterly, and yearly, with the day of month or weekday under your control. Income works the same way; a paycheck is just a recurring deposit, and entering yours is what makes the forecast worth reading.
Auto-enter, or confirm by hand
Each bill has one decision attached: auto-enter, on or off.
- Auto-enter on (the lightning bolt): the transaction posts to your register automatically on its due date. Right for fixed, predictable amounts like rent, a mortgage payment, or a streaming subscription.
- Auto-enter off: the bill appears in Upcoming when due and waits for you. Right for variable amounts like a utility bill, where you confirm the real number as you enter it.
Working the Upcoming list
The Upcoming tab is the short answer to "what is due soon": each occurrence with its date, payee, and amount. From here you can enter an item into the register, edit the underlying bill, or skip an occurrence you will not pay this cycle (a paused subscription, a waived fee). One thing to know: skipping removes that occurrence for good, so if you actually paid the bill, enter it rather than skipping it. Anything left unentered past its due date stays in the list flagged as past due until you deal with it; nothing silently disappears.
The calendar and the forecast
The Calendar tab lays the month out day by day, the fastest way to sanity-check a tight stretch ("three bills land the day before payday"). The Chart tab is the payoff: your projected balance 30, 60, or 90 days out, computed from these same bills and income. The better your bill list, the more trustworthy that line; the forecasting guide covers reading it.
Tips
- Start with the bills that hurt when forgotten: rent or mortgage, insurance, anything on autopay at the bank.
- For variable bills, enter a typical amount; the forecast uses it as the estimate and you confirm the real number each cycle.
- If you use bank sync, entered bills match against the bank's version of the transaction when it arrives, so nothing double-counts.
- Editing a bill changes its future occurrences; what is already in your register stays put.