A Quicken alternative with no subscription, built for Windows
If you are looking for a Quicken alternative that you pay for once instead of every year, TallyMint is desktop personal finance software for Windows. It costs $49.99 one time, keeps your data in a single file on your own PC, and handles the day-to-day work you already do in Quicken: a transaction register, bank sync, budgets, recurring bills, reports, and cash flow projections.
Why people leave Quicken
Quicken moved to a subscription model, which currently runs roughly $72 to $99 per year depending on the tier. That is a fine deal for some people. For others, paying every year to keep using software they already rely on is the reason they start looking for something else. TallyMint exists for that second group: buy it once, own it, and keep your financial data local.
What you keep when you switch from Quicken
The goal of TallyMint is to feel familiar if you are coming from a traditional desktop register, not to make you relearn how to manage your money. You keep:
- A real transaction register with check numbers, memos, categories, splits, transfers, and a running balance, the same way a checkbook register works.
- Bank sync through SimpleFIN Bridge, which covers thousands of US and Canadian banks and credit unions, plus OFX Direct Connect for banks that support it.
- Budgets with monthly targets per category and actual versus budget tracking.
- Recurring bills and income that can auto-enter on their due dates so your forecast stays current.
- Reports: spending by category, cash flow grids, month in review, net worth trends, and a tax summary, all exportable to CSV.
What is different about TallyMint
Two things set TallyMint apart from most finance software, and both are deliberate.
You pay once. TallyMint is $49.99 as a one-time purchase. There is a 30-day free trial with every feature unlocked and no credit card required. After the trial, the app becomes read-only until you buy a license, but your data is never deleted or locked away. Bug fixes and patches are included.
Your data stays on your computer. Everything lives in a single encrypted file on your PC, protected by your master password and AES-256-GCM encryption. There is no cloud account to create, no telemetry, and no tracking. You can back the file up to Google Drive or OneDrive yourself if you want, but nothing is sent to us. We cannot read your data because we never receive it.
Cash flow projections: see your balance weeks ahead
This is the feature TallyMint was built around. Using your recurring bills and expected income, TallyMint projects your account balance 30, 60, or 90 days into the future and charts it day by day. You can see the lowest point your balance will hit before your next paycheck, and whether every upcoming bill is covered, before it happens. For a lot of people, this is the single most useful thing a finance app can do, and it is front and center in TallyMint.
How TallyMint compares
| TallyMint | Subscription finance apps | |
|---|---|---|
| Price | $49.99 once | About $72–$99 per year |
| Data location | A single file on your PC | Often synced to the vendor's cloud |
| Bank sync | Yes (SimpleFIN, OFX) | Yes |
| Cash flow projections | Yes, 30/60/90 days | Varies |
| Import your old data | QIF, OFX, CSV | Varies |
| Platform | Windows 10 & 11 | Windows, Mac, web |
TallyMint is Windows-only today. If you are on a Mac or need a web app you can open from any device, a cloud-based tool may suit you better, and that is an honest tradeoff. If you are on Windows and want a fast, private app you pay for once, that is exactly what TallyMint is built to be.
Moving your data from Quicken
You do not have to start from scratch. Quicken can export your accounts and history to a QIF file, and TallyMint imports QIF directly. Your transactions come across in seconds, including splits and transfers, and each transaction's category is matched to your TallyMint categories where the names line up. TallyMint also imports OFX/OFC bank downloads and CSV files, so you can bring in history from almost any source.
Try it free for 30 days
The best way to know if TallyMint fits the way you manage money is to use it. The trial is the full app for 30 days with no credit card required, so you can import your data, connect a bank, and look at your own cash flow projection before you decide.