On a phone or a Mac? TallyMint also runs in any browser as TallyMint Web, a subscription from $9.99 a month.

SimpleFIN Bridge setup: sync your banks

The Windows app pulls new transactions from your banks through SimpleFIN Bridge, an aggregator you subscribe to separately. You link your banks at SimpleFIN, and TallyMint never sees your bank credentials.

On TallyMint Web, none of this setup applies. Bank connections are included in the subscription and run through Plaid, so there is no separate service to sign up for and no token to paste: you link an institution from inside the app and pick which accounts to share. See setting up TallyMint Web. This page is for the downloadable Windows app.

How SimpleFIN Bridge works

SimpleFIN Bridge is an independent service that holds the bank connection on your behalf. You create an account at beta-bridge.simplefin.org, log into your banks through SimpleFIN's own portal, and then hand TallyMint a token that lets it pull transactions. Your bank username and password go to SimpleFIN, not to TallyMint, so the app only ever sees an opaque access URL and the transaction data itself. SimpleFIN charges a small subscription fee for the service; see their site for current pricing.

Prefer not to use an aggregator? TallyMint also supports OFX Direct Connect, the legacy protocol many large banks offer directly, and you can always import downloaded OFX or CSV files. SimpleFIN is the easiest option for most people because one connection covers any number of banks.

Step 1: Link your banks at SimpleFIN

Sign up (or log in) at beta-bridge.simplefin.org and link the banks you want to sync. This is where you enter your bank logins, on SimpleFIN's hosted page, never in TallyMint.

Step 2: Create a setup token

In SimpleFIN, create an app connection to get a setup token. It is a long string of characters. Copy it. Setup tokens are single-use: once TallyMint claims it, it cannot be reused, so grab a fresh one if you need to connect again later.

Step 3: Connect in TallyMint

You do not need any accounts set up first. Each connection maps to one local account per bank account, and if an account does not exist yet TallyMint can create it for you from what your bank shares, opening balance included.

Go to Accounts → Bank Connections.
Click Connect Bank.
Paste your setup token (if TallyMint asks how to connect, choose SimpleFIN).

Step 4: Map your accounts

After the token is claimed, TallyMint shows a mapping table listing every account SimpleFIN returned, with its balance. For each one, choose the local TallyMint account it should sync into, or choose Skip to leave it out. Each local account can be mapped to only one bank account, so if you have similarly named siblings at one bank, double-check the pairing. When the table looks right, click Save connections.

Pick the account type carefully. When you create an account from a bank account, the type is set at creation and cannot be changed afterwards. TallyMint guesses from what your bank shares, so check it before you save, especially for brokerages and IRAs, which need the Investment type.

Step 5: Sync

With the connection saved, run a Sync. Here is what sync does and, just as importantly, what it does not do:

On its first sync, a brand-new account (one created in the mapping step, or one whose only entry is its opening balance) gets its downloaded history added straight to the register, and its balance matches your bank. Every later sync, and any account that already has history, brings new bank transactions in as pending imports that surface in the match-review pane below the ledger.
TallyMint suggests matches against what you have already entered, scoring payee, amount, and date together. High-confidence ones show an Accept button (or take them all at once with Accept all matches); weaker ones are held for you to review. Nothing is matched without your click.
Bank rows with no match at all are yours to add, and adding them is always a separate click: Accept all matches takes the matches and nothing else. Each unmatched row has its own Add as new button, and a second bulk button next to the first one (labeled with the count, for example Add 12 as new) adds the whole remainder in one go. Fix the payee on the ones you recognize before you do that: renaming a payee teaches the rule and renames the matching rows below it too.
Nothing you entered is overwritten without a match you accept, so your own records stay intact.
Duplicates are impossible: each bank transaction carries a stable ID, so the same transaction never imports twice.

Auto-add changes that. On an account with Automatically add downloaded transactions turned on (it shows a lightning bolt), each sync accepts confident matches and adds rows with no match for you. Only uncertain matches wait in the review pane. Investment accounts start with it on; other accounts start with it off.

Auto-sync is on by default, so active connections sync each time you unlock the app; you can turn it off in Bank Connections. Auto-sync skips a connection that tried to sync in the last 10 minutes. A manual Sync is never throttled.

Keeping the connection healthy

Bank links occasionally need attention, usually because a bank rotated its authentication. TallyMint tells you when a connection is degrading, and there are two fixes depending on what happened:

A bank link goes stale. Re-authenticate that bank at SimpleFIN. No new token is needed; once the link is healthy again, TallyMint's next sync just works.
The whole connection is revoked. Use Re-link with a fresh setup token from SimpleFIN to reconnect.

Investment accounts

Investment accounts sync too. Along with transactions, SimpleFIN returns your holdings and their market values, and TallyMint values the account from those positions rather than from a running balance. It also adds a Cash row that makes the account total match the bank's reported balance exactly, so an investment account foots correctly even when some of it is uninvested cash. For everything you can do with an investment account after it is connected, see the investments guide.

How do I migrate my bank connections from Mint to a new app?

Mint's bank connections do not transfer to any new app; there is no export that carries a live sync link, so every app you switch to needs a fresh connection set up from scratch. For TallyMint, that means SimpleFIN Bridge: create your SimpleFIN account, link the same banks you had connected in Mint, and paste the resulting setup token into TallyMint as described above. Your transaction history is a separate step. Mint closed in 2024, so there is no live connection to carry over; start syncing fresh and import older history from your bank's own downloads, or from a CSV you saved from Mint before it closed.

Download the free trial Back to all guides