TallyMint is a fast, private desktop app for managing your finances. Bank sync, budgets, cash flow projections, and reports — all for a one-time price.
Built by someone who actually uses it every day to manage their own money.
Connect your bank and credit cards through SimpleFIN. Transactions download automatically and match against your manual entries.
See exactly where your balance will be 30, 60, or 90 days out. Know before payday whether you can cover every bill.
Track every subscription, utility, and payment. Auto-enter on due date so your projections stay accurate without manual work.
Set monthly targets per category. See actuals vs. budget at a glance with color-coded progress. Auto-fill from your spending history.
Spending by category, cash flow grids, month-in-review, net worth trends, and tax summaries. Export any view to CSV.
Your data lives in a single encrypted file on your computer. Master password with Argon2id. No cloud, no account, no tracking.
Real app, real workflows. Here's what managing your money actually looks like.
| Date | Check # | Payee | Memo | Category | Payment | Deposit | Balance | Clr |
|---|---|---|---|---|---|---|---|---|
| 05/11 | Kroger | Weekly groceries | Food:Groceries | 67.43 | 2,418.55 | ✓ | ||
| 05/10 | Shell Gas Station | Fuel | Auto:Fuel | 42.18 | 2,485.98 | ✓ | ||
| 05/09 | Netflix | Entertainment:Streaming | 15.99 | 2,528.16 | ✓ | |||
| 05/08 | Electric Company | Monthly bill | Utilities:Electric | 128.47 | 2,544.15 | |||
| 05/07 | Transfer to Savings | Monthly savings | [Savings] | 200.00 | 2,672.62 | ✓ | ||
| 05/05 | 1204 | Rent Payment | Housing:Rent | 950.00 | 2,872.62 | ✓ | ||
| 05/01 | Direct Deposit | Payroll | Income:Salary | 1,847.00 | 3,822.62 | ✓ | ||
| 04/30 | Amazon.com | Household supplies | Shopping:Household | 24.97 | 1,975.62 | ✓ |
| Category | Monthly Budget | Mar Actual | Mar Remaining | Apr Actual | Apr Remaining | May Actual | May Remaining |
|---|---|---|---|---|---|---|---|
| ▼ Food | 400.00 | 372.18 | 27.82 | 418.43 | -18.43 | 187.43 | 212.57 |
| Groceries | 300.00 | 282.18 | 17.82 | 318.43 | -18.43 | 127.43 | 172.57 |
| Dining Out | 100.00 | 90.00 | 10.00 | 100.00 | · | 60.00 | 40.00 |
| ▼ Housing | 1,000.00 | 978.47 | 21.53 | 978.47 | 21.53 | 978.47 | 21.53 |
| ▶ Auto | 200.00 | 172.45 | 27.55 | 218.72 | -18.72 | 42.18 | 157.82 |
| ▶ Entertainment | 75.00 | 59.97 | 15.03 | 74.96 | 0.04 | 15.99 | 59.01 |
| Total expenses | 1,675.00 | 1,583.07 | 91.93 | 1,690.58 | -15.58 | 1,224.07 | 450.93 |
A side-by-side look at what you get for your money.
| TallyMint | Subscription apps | Cloud-only apps | |
|---|---|---|---|
| Price | $49.99 once | $72 – $99/yr | $99+/yr |
| Data location | Your PC | Your PC or cloud | Cloud only |
| Bank sync | |||
| Cash flow projections | Varies | ||
| Budgets | |||
| No ongoing fees | |||
| Import from other apps | QIF, OFX, CSV | Varies | Limited |
Most finance apps charge $72 – $99 per year. TallyMint is $49.99 once.
Yes. TallyMint imports QIF files (used by most desktop finance apps), OFX/OFC bank downloads, and CSV files. Your accounts, transactions, categories, splits, and transfers all come over in seconds.
TallyMint connects through SimpleFIN Bridge ($15/yr, separate), which covers thousands of US and Canadian banks and credit unions via MX. OFX Direct Connect is also supported for banks that offer it (Chase, Bank of America, and others).
No. Your data lives in a single file on your computer. You can put it in Google Drive or OneDrive for backup, but TallyMint never sends your financial data to our servers. Bank credentials are encrypted with AES-256-GCM and protected by your master password.
TallyMint goes read-only. You can still view and export all your data. Purchase a license anytime to unlock full editing again. Your data is never deleted or held hostage.
Yes, all updates are free. Bug fixes, new features, improvements — included with your purchase. If we ever release a major v2, existing customers get a discount.
TallyMint is Windows-only at launch. The underlying technology supports macOS and Linux, so we'll expand if there's demand. Let us know at support@tallymint.app.
Download TallyMint and try it free for 30 days. No credit card, no commitment. If you love it, it's yours for $49.99.
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